Terms & Conditions

Last Updated: July 2025

Welcome to the ‘HAMIC Group’ website terms and conditions (“Terms and Conditions”).

GENERAL

This website (“Site”) is owned by HAMIC Group, an investment company incorporated in Abu Dhabi, United Arab Emirates. For these Terms and Conditions, “We”, “Our”, and “Us” refer to HAMIC Group. We may, at our sole discretion, impose limits or restrictions on the use you can make of the Site. Furthermore, for security, technical, maintenance, legal, or regulatory reasons, or due to any breach of these Terms of Use, we reserve the right to withdraw any permissions relating to the Site or block your access to the Site at any time, without providing notice to you.

By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.

Acceptance of Terms: By accessing or using the HAMIC Group website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not access or use our website.
Use of Website: You agree to use the HAMIC Group website solely for lawful purposes and in a manner consistent with all applicable laws and regulations. You may not use the website in any manner that could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website.
Intellectual Property: All content included on the HAMIC Group website, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of HAMIC Group or its content suppliers and is protected by copyright laws.
Privacy Policy: Your use of the HAMIC Group website is subject to our Privacy Policy, which governs the collection, use, and disclosure of your personal information. By using our website, you consent to the collection, use, and disclosure of your personal information as described in our Privacy Policy.
Accuracy of Information: While we strive to provide accurate and up-to-date information on the HAMIC Group website, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, services, or related graphics contained on the website for any purpose.
Limitation of Liability: In no event shall the HAMIC Group, its directors, officers, employees, agents, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, arising out of or in connection with your use of the HAMIC Group website.
Indemnification: You agree to indemnify and hold harmless the HAMIC Group, its directors, officers, employees, agents, and affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses arising out of or in connection with your use of the HAMIC Group website or violation of these Terms and Conditions.
Modification of Terms: The HAMIC Group reserves the right to modify or replace these Terms and Conditions at any time without prior notice. Your continued use of the website after any such changes constitutes your acceptance of the new Terms and Conditions.
Governing Law: These Terms and Conditions shall be governed by and construed under the laws of the United Arab Emirates. Any dispute arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Abu Dhabi.

Additionally, you agree not to:

Modify copies of any materials from this site.
Republish any part of the Website on another website, in any other medium (print, electronic or otherwise) or as part of any commercial service.
Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from this site.
Deface, alter or interfere with the front-end ‘look and feel’ of this Site or the underlying software code.
Obtain or attempt to obtain unauthorised access, via whatever means, to any of our networks.
Use any robot, spider, screen scraper, data aggregation tool or other automatic device, routine or process (“Automated Process”) to process, monitor, copy or extract any web pages on the Site, or any of the information, content, User Content or data contained within or accessible through the Site, without our prior written permission.
Impersonate or attempt to impersonate the Company, a Company employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
Engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Website, or which, as determined by us, may harm the Company or users of the Website or expose them to liability.
Use any device, software or routine that interferes with the proper working of the Website.
Introduce any viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful.
Attempt to gain unauthorised access to, interfere with, damage or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer or database connected to the Website.
Launch or aid in the launch of any denial-of-service (DoS) or distributed denial-of-service (DDoS) attacks.

PROPRIETARY RIGHTS

Any unauthorised use of this Site may result in a violation of copyright laws, trademark laws, the laws of privacy and publicity, and communication regulations and statutes. Nothing in this Site should be construed to be a grant of a licence, ownership or any other proprietary right in this Site, its contents or the underlying software code.

DISCLAIMER OF WARRANTY

In particular and without limiting the foregoing, although reasonable care has been taken to ensure that the information contained on this Site is accurate, we do not warrant, represent or undertake that:

The Site will meet your needs or expectations, or that it will be uninterrupted, timely, secure, error-free or free from viruses;
The information obtained from or available on the Site will be accurate, reliable or fit for purposes.
Use of information contained on the Site is at your own risk, and we are not responsible for any adverse consequences arising out of such use.

UPDATE OF THE WEBSITE

We may update the content on the Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time.

We may update the content on the Website from time to time, but it may not always be complete or up to date. At any given moment, any material on the Website may be out of date.

CONTACT US

This website is operated and owned by HAMIC Group. If you have any questions or concerns about these Terms and Conditions, please get in touch with us at info@hamic.com. In respect of requests for technical support and other communications relating to the Website, you can contact us by emailing us at info@hamic.com